Ford

Kemna Ford

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Vehicles Under 20K

May not represent actual vehicle. (Options, colors, trim and body style may vary)

Learn More About Used Vehicles Under $20,000 for Sale Near You

Kemna Ford in Algona, IA, offers a wide range of used vehicles under $20,000, providing customers with reliable transportation at an accessible price point. This selection includes cars, trucks, and SUVs that are thoroughly inspected to ensure dependability and protection for Iowa roads, from busy highways to farm lanes. Whether you’re seeking a typical commuter car, a family SUV with space for everyone, or a sturdy truck for work and weekend projects, our vehicles under $20,000 provide great value, performance, and versatility. Each vehicle is chosen to meet high standards so that you can confidently drive away knowing you made a smart, affordable choice.

Learn More About Financing for Used Vehicles Under $20,000 at Kemna Ford

Financing a used vehicle under $20,000 at Kemna Ford offers flexible solutions to fit many budgets. Customers can choose to pay in full, easing the purchase process and reducing long-term costs, or opt for dealership financing to spread payments over time while taking advantage of competitive interest rates and current incentives. The finance team at Kemna Ford works closely with each buyer to ensure clear, transparent guidance, helping to structure payment plans that match with personal financial situations and transportation needs. This approach ensures every purchase is both affordable and tailored to the customer’s goals. You can also browse through our selection of vehicles under $10k and our used specials for more savings!

Tips Before Visiting Kemna Ford

Scheduling an appointment before visiting can streamline your experience when exploring used vehicles under $20,000. This allows a sales associate to prepare the specific vehicles of interest, offer personalized attention, and minimize wait times. Weekday visits tend to be less busy, giving you time to compare many vehicles and trims while taking test drives without feeling rushed. Walk-in customers are always welcome, but booking ahead ensures that the vehicles you want are ready and available, making the visit as smooth and productive as possible.

Why Shop With Kemna Ford?

Serving Algona and surrounding communities since 1956, Kemna Ford has built a legacy of trust, fair pricing, and customer loyalty. The family-owned dealership is recognized for its 4.8-star Google rating and strong reputation for integrity, knowledgeable staff, and dependable service. Community involvement, including initiatives like the Kemna For Kids foundation, reinforces the dealership’s commitment to the region. Buyers from Algona, Des Moines, Mason City, and beyond return to Kemna Ford time and again, knowing that whether they are purchasing their first vehicle, a reliable second car, or upgrading to something new, the dealership delivers a welcoming, professional, and value-focused experience.


Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.